Category Archives: Personal Finances

Resource to Talk to Aging Parents About Long Term Care

Talking to aging parents about Long Term Care has to be tough, but luckily Genworth has put together resources including videos  and topics to try and breach this delicate topic. The first topic is titled breaking the ice and some of their advice includes, Be Open – If you have an open and direct relationship,…

Example of Long Term Care Costs in New York

Long Term Care costs vary state to state, but Genworth financial has put together an excellent resource in their Cost of Care Map. LTC Costs in New York With an annual cost nearing $50,000, how do you plan on paying for LTC?

Save Money by Locking In Your Term Life Insurance Rate Early

Life insurance is an important part of preparing your loved ones to carry on without you once you are gone. Also, it can help you if you unfortunately lose a child to an accident or similar tragedy. Life insurance brings peace of mind that can lower your stress levels, which in turn can actually lengthen…

Costs to Consider before Buying a Home

The image has been drilled into the American psyche:  the American Dream is to live in your own home complete with a white picket fence.  However, for many Americans in recent years, that dream has turned into a nightmare because they were unprepared to own a home. Many people applying for home loans a few…

Energy and Health Saving Tricks for Your Home

Many people are looking to save a few extra bucks these days, and many are looking to do it through home improvements. Homes are often one of our biggest expenses, and if not kept up to date can create an even bigger burden on our wallets. However, there are some great ways to make your…