Category Archives: Personal Finances

Calculating the Cost of Home Ownership

Owning a home is not cheap, but it could be a good investment over time.  If you are thinking about owning a home, you really need to calculate the cost of home ownership, and see if it makes sense for your financial situation.  Even though interest rates are very low, there are a lot of…

How much will you save on your Mortgage?

Buying a home may be the single biggest purchase you make in your lifetime.  Many people take out 30 year mortgages and make their payment every month, without much thought.  They accept the fact that mortgages are expensive and that they will always have a monthly payment.  However, it doesn’t have to be that way. …

How Much Money Do You Have Around Your House?

Many people tend to avoid having too much cash around the house because the risk is too great.  Theft, fire, and natural disaster, although rare, could potentially cost you the money you may be keeping in your house. However, take a look at all of the “stuff” you have around your house that you no…

Home Insurance a valuable option this Christmas

As much as we are all tightening out belts, ditching home insurance simply isn’t a viable option: even if you are lucky enough to avoid crime, the cost of a flood or fire means that being without cover is the ultimate in false economies. But even if you are on a tight budget, there are…

Do You Have The Right Life Insurance Coverage?

We don’t know if I can correctly identify the numerous feelings in which leaped via my brain once i found out my spouse and I were going to have got our own initial child, though I can safely claim that extraordinary joy along with a amazingly boundless quantity of really like attached for primary. I…