The Personal Finance Resource

Category Archives: Debt

Where to Get Help When You Have Trouble Feeding Your Family

The economy has been hard for the last several years, and some have had trouble feeding their family. If you find yourself in that situation, there are options available to you. However, many options take a few weeks to access. While you wait for long term assistance, you have short term options.

Short-Term Options to Feed Your Family

1. Borrow money. If you don’t have money to feed your family, you may benefit from payday loans. Of course, payday loans aren’t a long term solution, but they can tide you over and help you get food on the table immediately.

2. Visit a food bank. You may be able to provide your family immediately with food from a local food bank. Your city may have one as well as local churches in the area.

3. Soup kitchen. Many cities have soup kitchens to feed those in need. If you need to supply your family with a hot meal, soup kitchens can help.

Long-Term Options to Feed Your Family

1. SNAP. SNAP is a federal program that gives you a certain amount for groceries each month based on your income and other factors. This program can help you until you get back on your feet. (You may feel better to know that SNAP is currently helping 46 million people, so you aren’t alone.)

2. WIC. This program is available to pregnant and breastfeeding women and their dependent children under age 5. It is offered separately from SNAP, but if you qualify for SNAP, you will likely qualify for WIC.

3. The National School Lunch Program. This program supplies qualified children with a low cost or free school lunch.

If you are having trouble feeding your family, there are short-term and long-term solutions that can help you survive until your financial situation improves. Many others face similar difficulties, so it is important to utilize the services that are available.

Ten Tips for Making 2012 Debt-Free

By now, you have likely broken your New Year’s resolution. So now it’s about actually changing your behavior rather than totally giving up. Whether you are just trying to get out of credit card debt or having issues with certain debt collection laws, here are 10 actions you should take in 2012. 1. Start by… Continue Reading

Emergency Holiday Cash Advances

An emergency cash advance can be the light at the end of the proverbial tunnel. When finances are tight and options are limited, it can provide you with the resources you need to fund a holiday extravaganza worth remembering years later. Instead of doing without, you can buy gifts, serve a memorable meal, and even… Continue Reading

Title Loans

Everyone has been there; we all need help in some financial areas. You need cash to cover right now expenses, and you don’t have the time to apply for a line of credit from your bank or take out a personal loan. A Car Title Loan can help you out in this type of predicament,… Continue Reading

Where to Turn When Emergency Expenses Exceed Available Cash

No one plans for emergencies. If we did, they would be called something else (“crappy things that cost extra” or “unhappy events guaranteed to dry up your available cash”).   But be they medical or dental expenses, a car or home repair, or something involving your children, elderly parents or who-knows-what, emergencies happen from time… Continue Reading