Buying a home may be the single biggest purchase you make in your lifetime.  Many people take out 30 year mortgages and make their payment every month, without much thought.  They accept the fact that mortgages are expensive and that they will always have a monthly payment.  However, it doesn’t have to be that way. …

Many people tend to avoid having too much cash around the house because the risk is too great.  Theft, fire, and natural disaster, although rare, could potentially cost you the money you may be keeping in your house. However, take a look at all of the “stuff” you have around your house that you no…